The Dracut Chiropractor to see - Chiropractor Dracut

Is Your Debt Making You Sick?

There is an epidemic plaguing many people today and it’s called debt stress.

Never ending bills.

Credit card companies and retail outlets make it easier than ever to obtain credit on demand and they are perfectly agreeable to generous credit limits. But all of this “generosity” comes with a high price tag – exorbitant interest rates that make it relatively easy to amass a lot of debt in a short period of time and minimum payments that barely put a dent in the amount owed.

The average homeowner has 10 credit cards, each with an average interest rate of 19%. Paying only the minimum payment means it would take years to pay each card off. And all of this debt is causing a lot of stress and health-related concerns for plenty of people.

Mental disorders, migraines, heart disease, high blood pressure, weight gain/loss, insomnia – these are just a few of the by-products of debt stress. For some, spending is an addiction, just like alcohol, drugs or gambling, and it needs to be treated in much the same way.

What can you do about your overwhelming and out-of-control debt? Here are some suggestions to help you regain control of your debt and your health:

  • Seek the advice and guidance of a reputable credit counselor.

  • Contact your creditors and advise them of your situation before you are late or miss a payment; many will work with you to set up financially feasible payment schedules.

  • Reduce spending and stop incurring new debt.

  • Use a debit card instead of a credit card.

  • Use money in a savings account that is earning minimal interest, to pay down any high-interest credit cards.

It is possible, with determination and the adoption of some new spending rules, to regain your credit and your personal health. It starts with recognizing that you have a problem and moving on from there to help yourself.

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Dr. Cassista Asks some important questions of interest to Dracut residents - Chiropractor Dracut Dr. Cassista Asks...

Why are some people allergic to pollen and others aren't?
It's not the pollen. Chiropractors know that if it were, everyone would be allergic to pollen, nuts and pet dander. But that's not the case. It's the person, not the pollen! If you live in Dracut and your stress levels are high, then each year the grass, the trees or the weeds put your nervous system over the top. Many report that chiropractic care helps reduce the frequency and severity of their allergic response.
What's the difference between a "good" drug and a "bad" drug?
As a chiropractor, I see the use of many drugs (legal or illegal) as merely symptom treating. Worse, virtually every drug produces unwanted effects. The effects of chiropractic are largely positive effects. If you're a Dracut parent, consider carefully before giving your child a cough medication, cold remedy or pain reliever so this sort of question doesn't arise in the first place.